Privacy Policy
Last updated: placeholder · Effective: pending
1. Information We Collect
We collect (a) account information you provide, such as name, email, role (borrower or lender), and password hash; (b) deal information you enter, such as property addresses, financial inputs, and notes; (c) usage data, including pages visited, actions taken, and approximate IP-derived location; and (d) cookies and similar technologies used to maintain your session.
2. How We Use Information
We use information to operate, secure, and improve the Service; to authenticate you; to route deals you choose to share; to communicate with you; to detect and prevent fraud or abuse; and to comply with legal obligations.
3. Sharing of Information
We share deal information you choose to submit with the lenders you select. We share information with service providers (hosting, database, analytics) under contractual confidentiality. We disclose information when required by law or to protect rights, safety, and the integrity of the Service. We do not sell personal information.
4. Your Choices
You can update or delete account information from your profile, request export or deletion of your data, and opt out of non-essential communications. Some information may be retained as required by law or for legitimate business purposes.
5. Security
We implement reasonable technical and organizational safeguards. No system is perfectly secure; you use the Service at your own risk. Notify us immediately of any suspected compromise.
6. Data Retention
We retain account and deal data for as long as your account is active or as needed to provide the Service, comply with our legal obligations, resolve disputes, and enforce agreements.
7. Children
The Service is not directed to children under 18 and we do not knowingly collect information from them.
8. International Users
The Service is operated from the United States. By using the Service, you consent to the transfer and processing of your information in the United States.
9. State-Specific Rights
Residents of certain states (including California) may have rights to access, correct, delete, or port their personal information, and to opt out of certain processing. Contact us using the information below to exercise these rights.
10. Changes to This Policy
We may update this Policy from time to time. We will post the updated version with a new effective date.
11. Contact
Privacy questions can be sent to privacy@hardline.example (placeholder).